Top 5 Tax Software for Students & Freelancers in the USA

If you’re a student juggling side gigs or a freelancer working client to client, filing taxes can feel overwhelming.

Luckily, in 2025, there are powerful (and affordable) tax software tools designed specifically for:

  • Students with part-time income
  • Freelancers with 1099 forms
  • Gig workers (Uber, DoorDash, Fiverr, etc.)

Here’s a look at the top 5 tax filing platforms that make DIY tax season easy, accurate, and often free.

πŸ† Best Tax Filing Software for Students & Freelancers (2025)

1. TurboTax Free Edition (for Students & Simple Returns)

  • πŸ’» Best For: Students with W-2 or limited 1099 income
  • πŸ’΅ Cost: $0 for federal & state (simple returns)
  • πŸ“± Features: Guided filing, refund estimator, audit support
  • 🧠 Smart Features: Auto-import W-2s, tuition credit checks

Why it’s great: TurboTax has one of the easiest, most beginner-friendly interfaces. It’s perfect for students who want maximum refunds with zero stress.

2. Cash App Taxes (100% Free for All Filers)

  • πŸ’» Best For: Freelancers, gig workers, 1099-MISC, side hustlers
  • πŸ’΅ Cost: $0 – always free, no upsells
  • πŸ“± Mobile Support: File via Cash App
  • πŸ”’ Security: Encrypted + audit protection included

Why it’s great: Formerly Credit Karma Tax, this platform remains 100% free even for complex returns β€” including freelance income, investments, and more.

3. H&R Block Free Online

  • πŸ’» Best For: Students with education credits or dependents
  • πŸ’΅ Cost: $0 for basic, ~$55+ for freelance tools
  • πŸ‘₯ Live Help: Chat with real tax pros if needed
  • 🏦 Refund Options: Direct deposit or refund advance loan

Why it’s great: More forgiving than TurboTax if your return gets slightly complex. Also great for hybrid student/freelancer filers.

4. TaxSlayer Self-Employed

  • πŸ’» Best For: Full-time freelancers & remote workers
  • πŸ’΅ Cost: $59.95 (federal) + $39.95 (state)
  • 🧾 Features: 1099 tracking, deduction finder, Schedule C
  • 🧍 Extras: Ask a tax pro (included)

Why it’s great: Tailored to self-employed users who want pro-level control. Affordable for what it offers β€” especially for maximizing deductions.

5. FreeTaxUSA

  • πŸ’» Best For: Freelancers on a budget
  • πŸ’΅ Cost: $0 federal + $14.99 state
  • 🧠 Smart Tools: Freelance income forms, error checker, audit assist
  • πŸ—‚οΈ Past Returns Import: Easy for return users

Why it’s great: Minimalistic, no upsells, and excellent for confident freelancers. You keep full control while saving money.

βœ… What to Look For in Tax Software (as a Student/Freelancer)

FeatureWhy It Matters
🧾 1099 & W-2 SupportYou likely have both as a gig worker/student
πŸŽ“ Education CreditsLook for American Opportunity or Lifetime Learning support
🧠 Auto-Fill + DeductionsSaves time and boosts refunds
πŸ“± Mobile-FriendlyFile on the go β€” no printer needed

πŸ“Œ Final Tip

Don’t overpay for tax help β€” especially when you qualify for free or discounted filing options as a student or self-employed freelancer.

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